Home Loan Services

HOME LOAN: APPLY FOR HOUSING LOAN ONLINE

Owning a home is a dream and in 2023 an easy home loan availability can make this dream a reality. In fact, purchasing own house is also one of the best investments in life. And competitive-interest rates, easy EMIs and quick loan processes have been encouraging more people to buy a house than ever before. Nonetheless, purchasing a home needs a lot of research and planning like your preferred location and the selection of the best financial institutions that not only give you a best-interest home loan but also provides customised home loans as per your requirement. XCredit Technology Sales Pvt. Ltd. is one of those best home loan financial institutions that provide an affordable housing loan. Besides that, it also offers a number of other benefits like speedy approval, easy process, flexible long tenure, competitive interest rates, easy EMI along with minimum paperwork, and fast online services.

Features of XCredit Home Purchase Loan

• •   Home loans can be availed online in a few steps
• •   Attractive interest rates
• •   Housing loans for purchasing property from different authorities
• •   Doorstep guidance from our executives

Eligibility Criteria For Home Loan

XCredit give full information about loan eligibility like personal loans are provided by most of the banks/NBFCs but with different eligibility requirements. However, there are certain criteria that are common for all financial institutions. The eligibility criteria to get an online personal loan approval for salaried and self-employed individuals are:

Eligibility Criteria

• •   Age: 21 years - 66 years
• •   Nationalty: Indian
• •   Employement: Salaried or Self-employed
• •   Maximum Loan Tenure: 30 Yrs

Documents Required for Home Loan

The common documents required for an online Home loan approval are given below:

• 1.   Application form: Duly filled by the applicant along with 2 passport size photos
• 2.   Proof of identification: Driving license, Voter id card, PAN card, Aadhar card, Passport
• 3.   Age proof: Driving license, Voter id card, PAN card, Aadhar card, Passport, Class 10th marksheet, Birth certificate
• 4.   Residence proof: Passport driving licence, Voter ID, postpaid/landline bill, utility bills (electricity/water/gas)
• 5.   Income Statements: Bank passbook, IT returns of last 3 years, Payslip of last 2 months, Certified letter from the employer, Form 16
• 6.   Property papers: Original documents against which the loan is to be taken