Leadership

Board of Directors

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Experienced leadership driving XCredit’s corporate DSA platform with depth in financial distribution, business development, and institutional relationships.

Shubham Seth, Promoter-Director, XCredit

Shubham Seth

Promoter-Director

Promoter-Director with strong experience in financial distribution and corporate credit sourcing.

Regional & State Leadership Channel & DSA Strategy Education Finance Team Building

Executive Summary

Shubham Seth is a seasoned Sales & Business Development professional with over 20 years of experience across NBFCs, Financial Services, Lending, Insurance and Education Finance. He brings extensive expertise in leadership, channel development, team management and building high-growth lending businesses.

Having held leadership roles with Clix Capital and Varthana Finance, he has successfully managed regional and multi-state operations, strengthened lender and channel partnerships, and driven sustainable business growth.

As the Founder of Secure Financing Solutions and a key leader at XCredit Technology Sales Pvt. Ltd., Shubham focuses on strategic growth, institutional finance, School Infrastructure Financing and long-term partnerships.

Richa Seth, Director, XCredit

Richa Seth

Director

Director with experience in credit structuring, operations, and institutional relationships.

Business Development Relationship Management Institutional Growth

Executive Journey

Richa Seth is a seasoned professional with expertise in business development, relationship management and financial services. Her career began in the education sector, where she developed strong leadership and people-management capabilities.

She later transitioned into financial services, gaining experience in lending, client advisory and strategic partnerships through Secure Financing Solutions. At XCredit Technology Sales Pvt. Ltd., she continues to drive business development, institutional relationships and strategic growth, with a strong focus on delivering structured financial solutions and building long-term partnerships.

Guiding principle

Quality disbursement over volume-only growth

Our directors steer XCredit with a compliance-first mindset — structured sourcing, transparent reporting, and sustainable partnerships with banks and NBFCs.


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