(FAQs)
Frequently Asked Questions
General Questions
XCredit is a Corporate Direct Selling Agent (DSA) that helps individuals and businesses access the right loan solutions through leading banks and NBFCs.
As a Corporate DSA, XCredit connects customers with multiple banks and NBFCs, compares loan options, and helps choose the most suitable offer.
Salaried individuals, self-employed professionals, business owners, school trusts, societies, and institutions can apply through XCredit.
No, applying through XCredit does not increase your loan cost. We help you get the best available terms transparently.
Yes, XCredit follows strict data privacy standards and shares information only with authorised banks and NBFC partners.
Service-Specific Questions
XCredit assists with Home Loans, Business Loans, Personal Loans, Commercial Vehicle Loans, and School & Education Infrastructure Loans.
Yes, XCredit specialises in school construction, expansion, renovation, and education infrastructure financing.
Yes, as a Corporate DSA, XCredit works with multiple banks and NBFCs to offer the best loan options under one roof.
Basic KYC, income documents, bank statements, and property or project-related documents (as per loan type) are required.
Yes, XCredit provides end-to-end support from application to disbursement and beyond.